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  • Credit

    Management Trainee

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    Pan India

    Position

    Management Trainee

    Qualification

    MBA / Post Graduate in any stream

    Preference

    Ready to relocate to any location / from 3 or 4 tier institute

    Vacancy

    20

    Salary

    2.5 Lakhs PA

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  • Manager- Credit and Underwriting

    CREDIT

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    Gurgaon

    Job Description Code CR001
    Department Name Credit and Underwriting
    Position Manager- Credit and Underwriting
    No. of Openings. 1
    Location Gurgaon
    Gender Preference Male/Female
    Qualification Graduate
    Years Of Experience 5-7 years of relevant experience

    Job Description:

    • Credit Appraisal of housing Loans/unsecured loans.
    • Completion of Documents in the Loan File for sanction of Loans.
    • Ensure all credit operations processes are initiated and completed in a timely fashion. Support the branch team seamlessly in achieving the customer TAT.
    • Cross check the documents submitted by the customer processing of the loan applications examination of the financial documents and creditability of the customer preparation of the credit memo for decision making personal discussion with customer.
    • Approval of individual loan application basis sound judgment on the data provided.
    • Ensure post approval documentation is accurate. Ensure file is complete before disbursal.

     

    • Support the branch manager with quality preemptive checks to control fraudulent files going through the system.
    • Provide timely training of staff in the branch who handle key credit operations processes.
    • Management of credit bureau relations and outsourced verification by legal, technical and contractual profile vendor.
    • Helps management to design product based on credit history and market condition.
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