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Home Loans

ISFC extends loans amounts upto 10 lacs to urban households with monthly incomes (documented or undocumented) of Rs 10,000 and more. Interest rates range from 16% to 18.5% for housing loans. Interest rates are higher for home equity loans (or Loan against Property), where the end-use is not for housing. A file processing fee of 2.5% – 3.0% (including service tax) is charged for housing loans.

Features

  • Loan amount between Rs 150,000 – Rs 10,00,000.
  • Tenor up to 15 years
  • Loan Approval within 7 days
  • Easy monthly repayment schedule
  • No Prepayment charges for Home Loans*
  • Loans can be taken for the following end uses :
    • Purchase of property
    • Self-construction
    • Adding additional rooms
    • Put up an additional floor to an existing home r
    • Internal or external repairs to existing homes
    • Loan Against property for business or personal purpose.
  • Assistance on phone available at local call rates in Hindi and English
  • Our loans are also available at a fixed rates. That means that the EMIs don’t vary with the volatility in the market or a change in the interest rates

* Conditions apply