Home Loan

ISFC extends loans amounts upto 15 lacs to urban households with monthly incomes (documented or undocumented) of Rs 12,000 and more. Interest rates range from 16% to 18.5% for housing loans. Interest rates are higher for home equity loans (or Loan against Property), where the end-use is not for housing. A file processing fee of 3.0% (including service tax) is charged.


  • Loan amount between Rs 100,000 – Rs 15,00,000.
  • Tenor up to 15 years
  • Loan Approval within 7 days
  • Easy monthly repayment schedule
  • Loans can be taken for the following end uses:
  • Purchase of property
  • Plot purchase
  • Self-construction
  • Adding additional rooms
  • Put up an additional floor to an existing home
  • Internal or external repairs to existing homes
  • Assistance on phone available at local call rates in Hindi and English
  • Our loans are available at a fixed rates. That means that the EMIs don’t vary with the volatility in the market or a change in the interest rates