About Purchase + Construction Loan
At India Shelter, we understand that the journey to your dream home involves more than just finding the perfect plot or envisioning the ideal design. It requires solid financial support. Our Purchase + Construction Loans are tailored to provide you with the financial flexibility needed to bring your dream home to life.
Attractive Interest Rates
Loan amount between INR 5 Lakhs to INR 50 Lakhs
Assistance on phone
Quick and hassle-free loan processing
Expert guidance
Transparent and customer-centric approach
ITR not mandatory
Benefits Of India Shelter Purchase + Construction loan
Advantages of various features of Indian Shelter Purchase + Construction Loan
Flexible Financing Options
India Shelter offers a range of financing options to suit your needs. Whether you're purchasing a plot, constructing a new home, or both, our flexible loan structures are designed to accommodate your unique requirements.
Competitive Interest Rates
Benefit from competitive interest rates that make your dream home more affordable. Our transparent loan terms ensure you have a clear understanding of your financial commitments.
Streamlined Approval Process
Time is of the essence, and we recognize the urgency in realizing your dream. Our efficient approval process ensures that you receive the financial support you need promptly.
Comprehensive Support
Our dedicated team is here to guide you through the loan application process. From understanding eligibility criteria to documentation requirements, we provide comprehensive support at every step.
Loan Eligibility for Purchase + Construction Loan
*Ensure all documents are valid and not past their expiry date (in the case of Driving License and Passport).
Who can Apply
Property Ownership
Property Value
Age
Income
Credit Score
Documents Required
Identity proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof for Salaried People
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income for Salaried People
- Salary Slips/Bank Statement/Form 16
- Salary Certificate
Other Documents for Salaried People
- Signed Application Form with Picture
- Cheque For Processing Fee
- Bank Statement of Last 6 Months
Property Documents for Salaried People
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Identity proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Driving License
Address Proof For self-employed people
- Passport
- Voter ID
- Aadhar Card
- Electricity bill/ water bill/ telephone bill
- Driving License
Proof Of Income For self-employed people
- IT Returns and/or Financial Statements of last 3 years And/or
- Informal Income Documents
Other Documents For self-employed people
- Signed Application Form with Picture
- Cheque For Processing Fee
- Proof of business existence
Property Documents For self-employed people
- Title Deeds of the Property
- Proof of No Encumbrances on the property
Here’s what our customers have to say about us!
Authentic experiences through the voices of our valued customers
Nisha Dangre
Vrindavan Nagar, Nagpur
A home of your own makes you feel independent, that’s what Nisha Dangre, a resident of Nagpur, believes in. She always dreamt of owning a home but never thought it would be possible owing to income constraints and excessive paperwork. By opening the door of hope, India Shelter helped her in achieving her dream.
Vaishanvi Nikhil Bangre
Rajendra Nagar, Nagpur
Vaishanvi Nikhil Bangre is a resident of Nagpur who aspires to build the future of students by teaching students via coaching classes.As the no. of students expanded, Vaishanvi faced the space challenge while teaching students. She approached many banks to add some extra length and breadth to her coaching infrastructure but was disheartened due to the tedious loan approval process and documentation. She got to know about India Shelter via Facebook. After seeking hassle free loans, she has successfully revamped her institute. Now, she is happily teaching and transforming the lives of several students with her unflinching and sheer efforts.
Sanjay Prakash
Zirakpur
Mr. Sanjay Prakash has been living in Banore over the past 11 years where he has bought a piece of land over 5 years ago but due to a shortage of money and increasing day today expenses, he wasn’t able to build his dream home. He came to know about India Shelter from one of his friends. After approaching India Shelter, all his loan requirements were met without any problem.
Tara Chhetri
Zirakpur
Tara Chhetri, a resident of Zirakpur, who runs her restaurant in Dhakoli with her husband. To expand their business, they approached multiple financial companies for acquiring business loans but none of their offerings fit their requirements. After hearing about India Shelter from her friend, she applied for a LAP with us. Having secured a loan against property (LAP) for her business, Tara has experienced unprecedented growth.
FAQs
What is an India Shelter Purchase + Construction Loan?
What are the eligibility criteria for the India Shelter Purchase + construction loan?
Can I apply for this loan for renovations or additions to an existing property?
How can I apply for the India Shelter Purchase+ Construction Loan?
What types of properties are eligible for this loan?
Disclaimer: *By contacting IndiaShelter on Toll Free/WhatsApp/Website or any other mode, you authorize our representatives to reach out to you through personal communication via SMS, WhatsApp and phone calls regarding our services. This consent will supersede any registration for any Do Not Call (DNC) / National Do Not Call (NDNC).
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